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  • 73.6% of DC Homeowners Have Mortgages: These Cities Will Benefit Most From Falling Interest Rates

    Markets with high mortgage rates, like Washington D.C. (73.6%), Denver (72.9%), Virginia Beach (70.7%), and Raleigh (70.7%), are poised for increased buyer demand as mortgage rates fall to around 6%. In contrast, areas with more outright owners, such as Miami and Buffalo, may see slower market responses. Regional differences show stronger rate sensitivity in the West and Northeast, while Southern states may experience less impact. Older populations with outright ownership contribute to these variations.

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  • 5 Reasons Enticing Me to Buy a Home Before 2025 Ends

    5 Reasons Enticing Me to Buy a Home Before 2025 Ends

    Slide 1
    Mortgage rates dropped to around 6%, down from the 7.79% peak in 2023.

    Slide 2
    Housing supply rose 15.7% in 2025, giving buyers 1.55 million homes to choose from.

    Slide 3
    Home prices are still high but rising slower, with just 2.9% annual growth mid-2025.

    Slide 4
    Builders face oversupply, offering buyers sweet incentives like upgrades, closing cost help, or discounted rates.

    Slide 5
    Rent keeps climbing—4.1% higher than last year—making fixed mortgage payments more appealing for stability.

  • Late Summer 2025 Housing Trends in Washington, DC

    Late Summer 2025 Housing Trends in Washington, DC

    In August 2025, the median listing home price in Washington, D.C. was ~$575,000, down substantially MoM.
    The price per sq ft ↓ 1.8% MoM, larger than the national decline of 1.2%.
    There were 2,703 homes for sale, ↓ 4.9% MoM but ↑ 19.1% yearly, while new listings totaled 720, ↓ 15.3% MoM and ↑ 0.6% yearly.
    Homes spent an avg of 64 days on the market, ↑ 6 days MoM and ↑ 10 days yearly.
    Falling inventory and slower sales suggest a cooling market with larger-than-average price drops.

  • 8 Tips for First-Time Home Buyers

    First-time homebuyers should save for a down payment, typically 20%, and budget for additional costs like fees, moving, and furniture. Choose a neighborhood that fits long-term needs, prioritize must-haves, and get a home inspection to avoid surprises. Use a mortgage calculator to stay within budget, explore financing options, and spend time in the neighborhood at different times to ensure it suits your lifestyle.

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  • More Buyers, More Contracts: D.C. Market Surprise

    More Buyers, More Contracts: D.C. Market Surprise

    Over 4,200 Washington, D.C. area homes went under contract in August, a 3% annual increase.

    Regional home prices reached $625,000 in August, up 2.1% compared to last year.

    Price growth is slowing, with some counties experiencing year-over-year declines for median home values.

    Buyers are more active due to slightly lower mortgage rates and increased housing inventory.

    Federal job cuts and budget concerns create uncertainty, limiting stronger Real Estate market momentum.

  • Despite A Slow Summer, DC Housing Market Activity Outpacing 2024

    Washington, DC's housing market in 2025 shows resilience, with home sales surpassing 2024 despite a slow summer. New pending contracts are 3.4% higher than last year, outperforming many suburban areas. Only 5.5% of DC listings had price cuts compared to nearly 10% in suburbs. The market's strength is driven mainly by a robust luxury housing sector.

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  • Forecast Signals Confident Buyers, Steady Prices by Late-2025

    Forecast Signals Confident Buyers, Steady Prices by Late-2025

    Slide 1
    Total home sales in 2025 are forecast at 4.74 million units.

    Slide 2

    Mortgage rates expected to finish 2025 at 6.5%, dipping to 6.1% by 2026.

    Slide 3
    Forecast revisions are modest, keeping housing sales stable despite economic uncertainties.

    Slide 4
    Fannie Mae highlights steady market trends, signaling resilience in home buying activity.

    Slide 5
    Consumers and investors can plan confidently as sales projections show minimal fluctuations in 2025.

  • Housing Market’s Next Chapter: Second Half 2025

    Housing Market’s Next Chapter: Second Half 2025

    Borrowing costs set to ease, boosting affordability and enticing sidelined buyers back into the market.

    Sales expected to strengthen modestly, with fall poised to show the year’s best momentum.

    Prices likely to rise gradually, reflecting steady demand and limited supply without sharp swings.

    Expanding inventory creates balance, giving buyers leverage and easing competitive pressure through late 2025.

  • Washington: Rate Cut Turns Market Into Buyer’s Paradise

    Washington: Rate Cut Turns Market Into Buyer’s Paradise

    1️⃣ Washington's Inventory Growth: Listings jumped 56.5%, signaling a new buyer’s market.
    2️⃣ Rates Ease: Falling mortgages make ownership slightly more accessible.
    3️⃣ Price Trends: Urban prices stabilize; high-demand neighborhoods remain competitive.
    4️⃣ Smart Moves: Budget-friendly condos and smaller units attract savvy investors.
    5️⃣ Strategic Entry: Timing key—mid-6% rates may sustain buyer advantage.

  • Washington Area Homes Come With Steep Costs

    Washington Area Homes Come With Steep Costs

    Living in the DC area is expensive, with a median home listing of $612K.

    To keep housing costs under 30% of income, a household would need ~$148,570 annually.