{"id":304,"date":"2025-08-28T16:00:00","date_gmt":"2025-08-28T16:00:00","guid":{"rendered":"https:\/\/www.adelyahomes.com\/blog\/?p=304"},"modified":"2025-08-28T16:00:00","modified_gmt":"2025-08-28T16:00:00","slug":"what-if-mortgage-rates-rise-to-8","status":"publish","type":"post","link":"https:\/\/www.adelyahomes.com\/blog\/?p=304","title":{"rendered":"What if Mortgage Rates Rise to 8%?"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/adelya-almetova-2258751\/mortgage-eight-percent\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates may stay flat, drop, or rise to 8% \u2014 timing remains unpredictable.<br \/>\nBond market turmoil, rising debt, and oil shocks could push mortgage rates beyond 8%.<br \/>\nA Treasury yield surge to 6% from 4% could spark mortgage rates above 8%.<br \/>\nFixed-rate mortgages stay stable; only adjustable-rate loans rise with changing interest rates.<br \/>\nAt 8% rates, 850K fewer U.S. households can afford a median $460K home.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates may stay flat, drop, or rise to 8% \u2014 timing remains unpredictable. Bond market turmoil, rising debt, and oil shocks could push mortgage rates beyond 8%. A Treasury yield surge to 6% from 4% could spark mortgage rates above 8%. Fixed-rate mortgages stay stable; only adjustable-rate loans rise with changing interest rates. At [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=304"}],"version-history":[{"count":1,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/304\/revisions"}],"predecessor-version":[{"id":306,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/304\/revisions\/306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/305"}],"wp:attachment":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}