{"id":640,"date":"2026-01-29T09:00:00","date_gmt":"2026-01-29T09:00:00","guid":{"rendered":"https:\/\/www.adelyahomes.com\/blog\/?p=640"},"modified":"2026-01-29T09:00:00","modified_gmt":"2026-01-29T09:00:00","slug":"2026-mortgage-tips-for-homebuyers","status":"publish","type":"post","link":"https:\/\/www.adelyahomes.com\/blog\/?p=640","title":{"rendered":"2026 Mortgage Tips for Homebuyers"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/adelya-almetova-2258751\/mortgage-tips-homebuyers\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Buy what you can afford, even smaller homes or condos, to start building equity.<br \/>\nShop lenders carefully to secure the lowest rates and minimal fees.<br \/>\nConsider fixer-uppers with renovation loans, like FHA 203(k), to save on purchase costs.<br \/>\nExplore suburban or commuter-friendly areas for more affordable homes and added amenities.<br \/>\nUse financial strategies like 15-year mortgages or rate buydowns to reduce long-term costs.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Buy what you can afford, even smaller homes or condos, to start building equity. Shop lenders carefully to secure the lowest rates and minimal fees. Consider fixer-uppers with renovation loans, like FHA 203(k), to save on purchase costs. Explore suburban or commuter-friendly areas for more affordable homes and added amenities. Use financial strategies like 15-year [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=640"}],"version-history":[{"count":1,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/640\/revisions"}],"predecessor-version":[{"id":642,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/640\/revisions\/642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/641"}],"wp:attachment":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}