{"id":643,"date":"2026-01-30T15:00:00","date_gmt":"2026-01-30T15:00:00","guid":{"rendered":"https:\/\/www.adelyahomes.com\/blog\/?p=643"},"modified":"2026-01-30T15:00:00","modified_gmt":"2026-01-30T15:00:00","slug":"8-tips-for-first-time-homebuyers","status":"publish","type":"post","link":"https:\/\/www.adelyahomes.com\/blog\/?p=643","title":{"rendered":"8 Tips For First-Time Homebuyers"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Before buying a home, first-time buyers should manage debt to keep their debt-to-income ratio below 36%, improve credit scores by reducing credit card balances and disputing errors, and budget for new expenses like taxes and insurance. Saving for a down payment (3.5%-20%) and getting preapproved for a mortgage helps define buying power. Research home types and neighborhoods, and shop around for mortgage rates to save money. Consider down payment assistance programs and weigh financing options carefully.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/real-estate\/buying-your-first-home-ways-to-be-prepared\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Before buying a home, first-time buyers should manage debt to keep their debt-to-income ratio below 36%, improve credit scores by reducing credit card balances and disputing errors, and budget for new expenses like taxes and insurance. Saving for a down payment (3.5%-20%) and getting preapproved for a mortgage helps define buying power. Research home types [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-643","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=643"}],"version-history":[{"count":1,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/643\/revisions"}],"predecessor-version":[{"id":645,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/643\/revisions\/645"}],"wp:attachment":[{"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.adelyahomes.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}