Washington Metro: Buyers Could See Higher Monthly Payments in 2026

National mortgage rates are expected to average 6.3% in 2026, down from 6.6% in 2025.
U.S. home prices are projected to rise 2.2% yearly across the 50 largest metros.
Monthly housing costs will vary by metro, with some seeing increases and others decreases.
Washington–Arlington–Alexandria, DC–VA–MD–WV is projected to rise +1.86%, with average monthly payments of ~$3,152.
High-growth markets like Washington are experiencing surging prices due to limited inventory and increased demand.